Legal

Refund policy

Last updated 18 August 2026

Refunds on request

You can request a full refund within 3 days of your purchase, whether or not you have opened the course. Refunds go back to the payment method you used, and access to the course ends when the refund is issued.

Always refunded

We refund these without question, whenever you tell us:

  • You were charged twice for the same course.

  • Your payment went through but access never appeared.

  • You bought the wrong course and told us within 48 hours.

  • The course was withdrawn or is materially incomplete.

Not refunded

  • Requests made more than 3 days after purchase.

  • Renewals of a course you already used through an earlier term.

  • A change of mind about your exam or syllabus.

How to request one

Write to jyotika.obgyn@gmail.com with the order date and the course name. We acknowledge every request within 48 hours.

Once we approve a refund we process it within 5–7 working days. It goes back to the payment method you used, and your bank may take a few more working days to show it.

Refund policy | TOCO by Dr. Jyotika